PocketwizePocketwize

Your AI financial companionfor everyday life.

Pocketwize helps people understand spending, reduce financial stress, and make smarter money decisions automatically.

Read-only accessBank-grade encryptionNever sells your data
Pocketwize AI Coach showing a conversation about spending insights

Managing money today feels overwhelming.

  • 01

    You don’t always know where your money went.

  • 02

    Bank apps show transactions not understanding.

  • 03

    Financial advice online rarely fits Nigerian realities.

  • 04

    Budgeting apps feel like work instead of support.

Pocketwize changes that.

How it works

An AI financial assistant that actually understands you.

  1. 01Bank-grade · Read-only

    Connect your accounts

    Securely link your bank or track spending manually whichever feels right. Setup takes about 60 seconds.

  2. 02Behavior · Habits

    Understand your financial patterns

    Pocketwize analyzes your spending behavior, recurring expenses, and financial habits surfacing patterns you couldn’t see from inside.

  3. 03Proactive · Personalized

    Get smart guidance

    Receive proactive insights, budgeting help, timely alerts, and personalized recommendations calibrated to your real life.

Core features

Built for how money actually feels.

  • Smart spending insights

    See where your money actually goes without staring at charts.

  • AI financial coach

    Ask questions about your finances in plain language.

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  • Financial stress detection

    Pocketwize spots unhealthy spending patterns before they become problems.

  • Intelligent budgeting

    Adaptive budgets that work with real life not rigid rules.

  • Savings & goal tracking

    Stay consistent toward your savings goals without spreadsheets.

  • Personalized alerts

    Get notified before recurring bills, unusual spending, or low balances.

A look inside

See what clarity actually looks like.

Dashboard

Every account in one calm view

Link your banks and see your true total balance the moment you open the app — plus what needs your attention today.

  • Real balance across all accounts
  • Read-only & bank-grade secure
Pocketwize home screen showing total balance, connected accounts, and insights
Spending breakdown

See exactly where your money goes

A clear breakdown of spending by category — no spreadsheets, no guessing. Spot your top category at a glance.

  • Category-level breakdown
  • Month-by-month comparison
Pocketwize spending breakdown screen with a category donut chart
Smart alerts

Insights that reach you before problems grow

Pocketwize watches for overspending, financial stress, and savings wins — then tells you exactly what to do next.

  • Proactive spending alerts
  • Action plans, not just numbers
Pocketwize insights screen listing critical alerts and savings wins
Goals

Stay on track toward every goal

From annual rent to a new laptop, set savings goals and watch real progress with clear timelines and milestones.

  • Visual progress tracking
  • Realistic, dated targets
Pocketwize goals screen showing active and achieved savings goals
Budgets

Budgets that fit real life

Create monthly limits per category in seconds. Flexible budgets that adapt to how you actually live instead of fighting you.

  • Per-category monthly limits
  • Set up in under a minute
Pocketwize new budget screen with category limits
Security & trust

Your financial data stays protected.

  • Bank-level encryption
  • Read-only financial connections
  • No unauthorized transactions
  • Privacy-first architecture
  • Secure infrastructure

Bank connections powered by

Mono

Secure, read-only bank connections — handled by Mono.

Stop ending the month surprised.

Join the early access list. Be among the first users shaping the future of intelligent personal finance in Africa.

Takes about 60 seconds. No debit card.